Cyber fraud is a growing menace in India, with more and more people becoming victims. The Digital Arrest Scam, in particular, has seen an increase in recent times. A recent webinar on cyber fraud organized by Money9 highlighted the vulnerability of retired individuals. Fraudsters employ tactics of intimidation and temptation to lure people into their schemes. This article provides insights into how these scams operate and offers practical advice on protecting yourself from digital fraud.
Fraudsters primarily target your personal and financial details. Never share any sensitive information with unknown callers, through messages, or by clicking on suspicious links.
**The Digital Arrest Scam Explained**
This scam involves fraudsters posing as officials from law enforcement agencies like the CBI, police, or ED. They use threats and intimidation to coerce victims. The scammers create a false sense of urgency, claiming legal action will be taken if the victim does not comply. They then use this fear to extort money.
* Initial contact through various means.
* Creating a sense of fear and panic.
* Controlling the victim’s actions via video calls.
* Demanding financial transfers.
* Vanishing once the money is received.
**How to Shield Yourself:**
* Be aware that ‘digital arrest’ is not a legal provision in India. Actual arrests require a physical warrant.
* Do not give in to panic.
* Refrain from sharing any personal information.
* Terminate any suspicious calls immediately.
* Report the incident to the 1930 helpline.
**Common Tactics Used by Fraudsters:**
* **Phishing:** Scammers use fake emails and messages containing malicious links. Clicking these links may lead to fake websites or install malware on your device.
* **Lottery and Job Scams:** If someone you don’t know offers a job or claims you’ve won a lottery, be cautious. These are often scams. They will request fees or taxes and disappear after the payment is made.
* **Fake Customer Care Numbers:** Scammers exploit the way people search for customer care numbers on Google, manipulating search results to place their fake numbers at the top. When you call these numbers, you are trapped.
**Preventive Measures:**
* Avoid clicking on unknown or suspicious links.
* Never share your OTP, CVV, or ATM PIN with anyone.
* Use strong passwords and enable two-factor authentication on your mobile devices and laptops.
* Install and regularly update anti-virus software.
**Cyber Crime Support:**
If you become a victim, immediately file a complaint on the cybercrime.gov.in portal. Your vigilance is your best defense against digital fraud.